Part A Hospital Coverage
Part A premium ranges from $0 or $565.00 a month per person.
($0 if worked 40 quarters; $311 if worked 30-39 quarters)
Part A Late Enrollment Penalty
There is a 10% late enrollment penalty. You will have to pay the higher premium for twice the number of years you waived Part A.
Part A Covers:
- Inpatient hospital care
- Skilled nursing facility care
- Hospice
- Home health care
| Service: Hospitalization | Medicare Pays | In 2026 You Pay |
|---|---|---|
| First 60 Days | All but $1,736 | $0 (Part A Deductible) |
| 61st – 90th Day | All but $434 a day | $434 coinsurance a day |
| 91st – 150th Day | All but $868 a day | $868 coinsurance a day* |
| 151st Day and after | $0 | All costs |
*Up to 60 days over your lifetime
| Service: Skilled Nursing Facility Care | Medicare Pays | In 2026 You Pay |
|---|---|---|
| First 20 Days | All costs | $0 |
| 21st – 100th Day | All but $217 a day | Up to $217 coinsurance a day |
| 101st Day and after | $0 | All costs |
*Based off 2024 tax returns filed, using Modified Adjusted Gross Income.
For more information click here or call (888) 805-7701.
Data from Medicare.gov