Part A Hospital Coverage

Part A premium ranges from $0 to $458 a month per person.

Part A Late Enrollment Penalty

If you aren’t eligible for premium-free Part A, and you don’t buy it when you’re first eligible, your monthly premium may go up 10%. You’ll have to pay the higher premium for twice the number of years you could have had Part A, but didn’t sign up.

Part A Covers:

Inpatient hospital care
Skilled nursing facility care
Hospice
Home health care

Service: Hospitalization	Medicare Pays	In 2020 You Pay
First 60 Days	All but $1,408	$1,408 (Part A Deductible)
61^st – 90^th Day	All but $352 a day	$352 coinsurance a day
91^st – 150^th Day	All but $704 a day	$704 coinsurance a day*
151^st Day and after	$0	All costs

*Up to 60 days over your lifetime

Service: Skilled Nursing Facility Care	Medicare Pays	In 2020 You Pay
First 20 Days	All costs	$0
21^st – 100^th Day	All but $176 a day	Up to $176 coinsurance a day
101^st Day and after	$0	All costs

-Must be hospitalized for at least 3 days and enter a Medicare approved SNF within 30 days after hospital discharge

For more information click here or call (866) 994-2338.

Data from Medicare.gov