Vaccine Basics: What You Need to Know

National Immunization Awareness Month may have just ended, but with the school year underway it is just as important this September to know your immunization options with these vaccine basics.

According to the CDC, getting your children vaccinated can protect both them and their classmates from 16 serious diseases. Luckily, this life-saving medicine doesn’t have to break the bank. The Preventative Care Act –2010 health care reform legislation– requires new health plans to cover preventative care without cost sharing for select services.

The coverage you get for certain vaccinations can vary depending on your insurance provider, and your individual health care plan. This leaves the question of how you find out what your plan will cover. The Immunization Action Coalition lists five easy steps to find the answers you want, and get the vaccinations your kids need this school year.

  1. Call your provider: Simply find out if your provider will cover the cost of immunizations is to call. Most new providers and plans are required by law to cover preventative care, some older institutions aren’t yet required to cover these services.
  2. Make it the only reason for your appointment: If you list vaccination as the primary reason for your visit, there is a good chance that your plan will cover both the costs of the appointment and vaccinations.
  3. The Vaccines For Children Program: If you happen to be uninsured, or your provider doesn’t cover the cost of vaccination, The Vaccines for Children program (VFC) may be able to get your kids the medicine they need. The VFC provides vaccines for doctors who serve eligible patients. Those eligible include Medicaid-qualified patients under nineteen years old and American-Indian or Alaskan natives without insurance. 
  4. Vaccination for adults: An easy way to keep your children safe from preventable diseases is to get vaccinated yourself! If you are uninsured, it is advised that you look into cost-effective plans and the Affordable Care Act.
  5. For Medicare beneficiaries: If you are 65 or older and on Medicare, your plan might cover the entirety of your pneumonia, flu, or hepatitis B vaccination.

Keep children safe by getting them vaccines for preventable diseases. For more information on how to keep your kids safe and healthy this school year, check out our blog post.


Leave a reply